Home Loan Services | Smarter Lending, Better Results

a property professional giving home loan services to his client in front of a house

Most Australians settle for the loan their bank offers, not realising how much it’s holding them back. At Liviti, our home loan services are designed to maximise your borrowing power, lower your repayments, and set you up for your next property purchase without the stress of dealing with banks alone.

One team. Every expert you need. From your first home loan to refinancing for your next investment, Liviti handles the details so you can focus on building your future.

a property professional giving home loan services to his client in front of a house

Backed by Australia’s Most Trusted Industry Bodies

Our Process

Applying for a home loan can feel overwhelming. Endless paperwork, confusing jargon, and banks that don’t see your bigger picture. That’s why most people end up with loans that limit their choices instead of creating them.

 

With Liviti, you get a finance team that works for you, not the bank. We analyse your income, goals, and equity to secure a loan structure that supports your lifestyle now and your future portfolio.

Experience

12+ Years in property finance & strategy

Clients Helped

14,000+ Australians

Loan Structures Built

Thousands of tailored solutions

Equity Unlocked

Hundreds of millions for new purchases

Helping Everyday Australians Secure the Right Loan

Whether you’re buying your first home, refinancing, or expanding your investment portfolio, Liviti makes the loan process simple and stress-free.

“I thought getting approved would be impossible. Liviti explained everything in plain English, and now I own my first home.”
Emma – First Home Buyer
“We wanted a bigger home for our family, but the banks said no. Liviti restructured our finance and made it happen without the stress.”
David & Priya – Upgraders
“My old loan was holding me back. Liviti refinanced me into a smarter structure, and I used the equity to buy another property.”
Nick – Investor

Why Choose Liviti for Home Loans?

Your free strategy session

We start with a conversation about your financial situation and your goals. Whether it’s a first home, an upgrade, or an investment portfolio.

We find the right loan structure

Our experts compare lenders and products to create a loan setup that lowers costs and maximises flexibility.

We manage the approval process

From paperwork to approvals, we deal with the banks so you don’t have to.


We optimise as you grow

Your needs change and so should your loans. We review and adjust over time to keep your structure working for you.

Types of Home Loan Services We Offer and Why They Work

First Home Loans

We simplify the process, explain your options clearly, and help you secure a loan that sets you up for success.

Refinancing

Switch to a better rate, reduce repayments, or unlock equity to fund your next purchase.

Investment Loans

We design loan structures that allow you to build and scale a portfolio without stalling after one property.

Loan Restructuring

Fix mistakes from past setups and realign your finance with your goals saving you time and money.

Why Work with Liviti?

We Work for You, Not the Bank

Unlike banks that sell you their products, we design loan strategies around your goals and compare across lenders.

How We Help You Borrow Smarter

Our focus is on more than just approval. We make sure your loan structure creates flexibility, saves money, and unlocks your next move.

See What Our Clients Have to Say

With over 100+ 5-star reviews, our clients trust us to simplify the loan process, secure better deals, and build their future with confidence.

Ready to Secure the Right Home Loan?

Your loan shouldn’t hold you back. It should set you free. At Liviti, we only take on a limited number of new finance clients each month so we can give every application the focus it deserves.


Take the first step toward smarter borrowing today.