Secure employment, predictable income, untapped borrowing power.
Sabbatical income, fractional appointments, and research grants create patterns most brokers can’t read. We can — and we know how to present them for maximum borrowing power.
No obligation. Built for professionals who value precision.
70+
lenders — academic income presented correctly
UniSuper
and academic super schemes factored in
7
peak accreditations
How does Liviti help academics with property investment?
Liviti helps academics and university staff build structured property portfolios. Liviti understands sabbatical income patterns, fractional appointments, research grants, and UniSuper — and knows how to present these to lenders across our 70+ lender panel for maximum borrowing power.
The problem
University employment offers something most professions don’t: genuine job security and predictable income growth. But most academics never leverage this into property wealth. Sabbatical periods, fractional appointments, and research grant income create patterns that standard brokers don’t know how to present to lenders. Your borrowing power is likely higher than you think.
- ChallengeSabbatical periods treated as income gaps by lenders — your actual earnings aren’t reflected in the assessment
- ChallengeFractional appointments misread as part-time — your full income capacity is being underestimated
- ChallengeResearch grant income excluded from lending calculations — additional earnings you’ve worked hard for, not counted
- ChallengeUniSuper not factored into your investment strategy — the interaction with your super is being ignored
How we fix it
Academic income expertise
Sabbaticals, fractional appointments, research grants — Liviti knows how to present academic income patterns to lenders across our 70+ panel for maximum borrowing power.
UniSuper integration
Liviti understands how UniSuper and other academic super schemes impact your overall investment strategy and borrowing capacity — and builds your portfolio plan around it.
Low-maintenance portfolios
One briefing. One shortlist. Liviti handles everything else. Built for professionals who’d rather focus on their research than manage property processes.
Frequently asked questions
Yes. Sabbaticals, fractional appointments, and research grants create income patterns most brokers don’t know how to present. Liviti does.
Yes. Liviti factors UniSuper and other academic super schemes into your borrowing capacity assessment and overall portfolio strategy.
Sabbatical income is regular university income with a specific presentation pattern. Liviti knows which of our 70+ lenders accept sabbatical periods as part of your standard employment and how to document it correctly.
Yes. Liviti’s process requires one briefing and one shortlist review from you. Everything else — research, inspections, negotiations, lending, and settlement — is handled by Liviti.
No. The initial strategy session is complimentary. Liviti’s fees are disclosed upfront before any engagement begins.
Ready to unlock your borrowing power?
University employment provides exceptional job security and income predictability — two things lenders value highly. A strategy session will show you exactly what your borrowing capacity is and how to build a low-maintenance portfolio around your schedule.