You optimise systems for a living. Your investment portfolio should be no different.

We combine income-structure expertise across RSU, ABN, and mixed PAYG with $1M+ in annual property research — so your portfolio is as data-backed as your work.

No obligation. Built for analytical thinkers.

70+

lenders who understand tech income

$1M+

invested annually in property research

30+

data sources per recommendation

How does Liviti help tech professionals with property investment?

Liviti helps technology professionals with RSU income, contractor ABN, or mixed PAYG/ABN structures build structured property portfolios. We know which lenders accept complex tech income at full value, use $1M+ in annual research across 30+ data sources, and build 3–5 property portfolios sequenced across asset types and states.

The problem

Base salary plus RSUs, contractor ABN income, or split across entities. Most brokers fumble this. Most property firms don’t know what an RSU vesting schedule is. And while you’re analytically sharp, you don’t have time to evaluate suburbs across six states. Every year without a strategy is $50K–$100K in avoidable tax.

  • ChallengeRSU vesting schedules not accepted as income — you’re borrowing less than you actually qualify for
  • ChallengeContractor ABN income treated as irregular — your serviceability is underestimated by lenders who don’t understand tech structures
  • Challenge$50K–$100K paid in avoidable tax each year without a structured property strategy to offset it
  • ChallengeNo time to evaluate suburbs across six states — the research alone takes months you don’t have

How we fix it

1

Income-structure expertise

RSU vesting, contractor income, mixed PAYG/ABN. We know which lenders accept these at full value — and how to present them to maximise your borrowing capacity.

2

Data-driven acquisition

Valuation data, rental yields, vacancy rates, infrastructure pipeline, population growth. Over $1M in annual research across 30+ sources. No gut feelings. Evidence.

3

Portfolio architecture

Not “a property.” A 3–5 property portfolio sequenced across asset types and states, optimised for your tax position and long-term growth.

Frequently asked questions

Yes. Liviti knows which lenders accept RSU vesting schedules, contractor ABN income, and mixed PAYG/ABN structures at full value for investment property lending.

Over $1M in annual research investment across 30+ data sources including valuation data, rental yields, vacancy rates, infrastructure pipeline, and population growth.

RSU vesting income is treated inconsistently across lenders. Liviti knows which of our 70+ lenders accept it at full value — and how to present the vesting schedule to maximise your assessed income.

Liviti sources property nationally across all major Australian states, and off-market. Recommendations are driven by data, not proximity to a local office.

No. The initial strategy session is complimentary. Liviti’s fees are disclosed upfront before any engagement begins.

Ready to build a data-backed portfolio?

If you’re earning $200K+ in tech with RSU, contractor, or mixed income, your borrowing power is likely higher than you’ve been told. One strategy session will show you exactly what’s possible.