Deployments, MSBS/ADF Super, location-independent investing.
ADF allowances, MSBS/ADF Super, and a fully remote process that works regardless of where you’re posted. Property investment built around service life.
No obligation. Fully remote — works from any posting.
70+
lenders — ADF allowances accepted at full value
100%
remote process — invest from anywhere
7
peak accreditations
How does Liviti help defence personnel with property investment?
Liviti helps defence force personnel build property portfolios with a fully remote process designed for deployments. Liviti knows which of our 70+ lenders accept ADF allowances and factors MSBS/ADF Super into your borrowing capacity. Location-independent investing across all major Australian states.
The problem
You’re posted to different locations. Deployed for months at a time. Your income includes base salary plus allowances that most brokers don’t know how to assess. Your MSBS or ADF Super scheme impacts your borrowing capacity in ways standard calculators miss. You need a property strategy that works regardless of where you’re stationed.
- ChallengeADF allowances not counted as income — you’re assessed on base salary only, well below your actual earning capacity
- ChallengeMost brokers need you in an office — impossible when you’re deployed or posted interstate
- ChallengeMSBS and ADF Super impact your lending assessment — most brokers have never heard of them
- ChallengeProperty strategy falls off the priority list — years pass while deployments take your focus elsewhere
How we fix it
ADF income expertise
Liviti knows which lenders accept ADF allowances, deployment income, and defence-specific pay structures at full value for property lending — significantly increasing your assessed borrowing capacity.
MSBS/ADF Super integration
Defence super schemes impact your borrowing capacity and overall financial position. Liviti factors MSBS and ADF Super into your portfolio strategy from the outset.
Fully remote process
Briefings, shortlists, and approvals by phone and email. Liviti is built for clients who can’t attend in person. Invest from anywhere, on your schedule.
Frequently asked questions
Yes. Liviti’s process is fully remote. Briefings, shortlists, and approvals by phone and email. Liviti is built for clients who can’t attend in person.
Yes. Liviti knows which of our 70+ lenders accept ADF allowances and deployment income at full value for property investment lending.
MSBS and ADF Super are defined benefit and accumulation schemes that affect your overall financial position and serviceability calculations. Liviti factors them in when building your portfolio strategy.
Yes. Liviti handles inspections, negotiations, lending coordination, and settlement management. Your involvement is limited to a briefing call, shortlist review, and digital approvals — all manageable remotely.
No. The initial strategy session is complimentary. Liviti’s fees are disclosed upfront before any engagement begins.
Ready to invest from wherever you’re posted?
ADF income — when presented correctly — supports strong borrowing capacity. Liviti’s process is fully remote, designed for deployment schedules, and built around your actual income including all allowances.