Negative gearing in Australia occurs when the costs of owning an investment property exceed the rental income it generates. The resulting loss — the difference between income and expenses —
Managing referral partner relationships in financial services requires a CRM that can track contact status, pipeline stage, communication history, and conversion metrics across multiple partner types simultaneously. Key features to
In Australian financial services, the terms referral fee and commission describe different types of payments with different regulatory implications. Referral fee. A referral fee is paid to a professional for
Insurance brokers frequently work with clients who are property owners — landlords, investors, and homeowners who also have lending needs. A referral arrangement with a licensed mortgage broker creates a
ASIC’s regulatory guidance on referral fees in financial services distinguishes between referrals for credit products (mortgages) and referrals for financial products (investments, superannuation, insurance advice). Credit referrals (mortgages). Under the
Conveyancers and settlement agents manage the legal transfer of property ownership and are one of the most consistently positioned professionals for additional income from referrals — they are involved in
Conflicted remuneration refers to benefits paid to financial advisers or their licensees that could reasonably be expected to influence the advice they provide to clients. The Future of Financial Advice
The Spam Act 2003 (Cth) governs commercial electronic messages sent in Australia, including emails, SMS, and instant messages. For mortgage brokers and financial services businesses running outreach campaigns, compliance is
No. In Australia, you do not need to hold an Australian Credit Licence (ACL) to refer clients to a licensed mortgage broker. Under the National Consumer Credit Protection Act (NCCP
A mortgage referral arrangement is a formal agreement between a professional (such as an accountant, real estate agent, financial planner, lawyer, or conveyancer) and a licensed mortgage broker, under which
Property investment calculators give you the numbers behind the decisions before you make them, but not every calculator is relevant to every investor at every
Capital gains is the profit you make when you sell an investment property for more than you paid for it, and in Australia it is
An SMSF property investment strategy is one of the most tax-advantaged ways to build long-term wealth in Australia, but it carries strict rules that most
A property investment company is a specialist advisory firm that helps you build a property portfolio aligned with your income, tax position, and long-term goals.