faqs

The First Home Guarantee (FHBG) — formerly known as the First Home Loan Deposit Scheme — is an Australian Government initiative that enables eligible first home buyers to purchase a

The Reserve Bank of Australia (RBA) cash rate is the interest rate at which banks lend and borrow money from each other in the overnight money market. It is set

A vacancy rate is the percentage of rental properties in a given area that are currently untenanted and available for rent. It is one of the most important leading indicators

Interest rates have a direct and significant impact on property investment in Australia, affecting borrowing capacity, cash flow, property values, and investor demand simultaneously. Borrowing capacity. Higher interest rates reduce

Brisbane has been one of Australia’s strongest performing property markets since 2021, driven by strong interstate migration, improving economic fundamentals, relative affordability compared to Sydney and Melbourne, and the catalyst

Capital growth and rental yield are the two primary sources of return for a property investor, and they often exist in tension — markets and properties that offer high yields

Australia experienced a significant tightening in the rental market from 2022 onwards, characterised by falling vacancy rates, rapid rental growth, and increased demand from renters unable to afford property purchases.

Australia’s housing supply deficit has been a structural feature of the market for much of the past two decades, contributing to sustained property price growth and increasingly severe rental market

The Australian property cycle is the recurring pattern of growth, peak, decline, and recovery that characterises residential property markets over time. Understanding the cycle helps investors time acquisitions and exit

Australian residential property prices are driven by the interaction of supply and demand forces at both the national and local level. Understanding the key drivers helps investors assess market conditions