Property Investment FundamentalsHow to Spot a Property Spruiker in Australia
A property spruiker sells a development or scheme while posing as an adviser. Nine warning signs, how spruikers are paid, and how to check their licence.
12 October 2026
Property Investment Fundamentals
Property Investment Fundamentals
Property Investment FundamentalsNew Build vs Established Investment Property: Which Suits Your Portfolio?
New build or established investment property? How depreciation, location and your tax bracket change the answer for high-income investors in Australia.
28 September 2026
Liviti
Property Investment FundamentalsWhat is a quantity surveyor and why does an investment property owner need one?
A quantity surveyor (QS) is a construction cost professional who specialises in estimating and measuring the value of building materials, labour, and construction works. For investment property owners in Australia, their most relevant service is preparing a Tax Depreciation Schedule. What a Tax Depreciation Schedule contains. A QS physically inspects the property and documents every …
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsBuying Property in a Trust in Australia
Buying property in a trust in Australia: how trusts work, the 2026 Budget CGT and trust tax changes, NSW land tax for trusts, borrowing, and what to weigh.
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsWhat is the difference between gross and net rental yield?
Gross rental yield and net rental yield are both measures of an investment property’s income performance, but they tell different stories. Understanding the difference is essential for comparing investment opportunities accurately. Gross rental yield. Gross yield is the property’s annual rental income expressed as a percentage of its value, before deducting any costs. It is …
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsWhat is lenders mortgage insurance (LMI) and when do property investors pay it?
Lenders Mortgage Insurance (LMI) is an insurance premium paid by the borrower to protect the lender against loss if the borrower defaults on the loan and the property sale proceeds do not cover the outstanding debt. It is not insurance that protects the borrower — the benefit flows entirely to the lender. When LMI applies. …
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsHow does a property manager help investment property owners?
A property manager acts as the landlord’s professional representative in managing a tenanted investment property. For time-poor investors — particularly professionals who own properties remotely or hold multiple assets — property management is generally essential rather than optional. Core services provided by a property manager: Tenant selection. Advertising the property, screening tenants (including rental history …
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsWhat are the ongoing costs of owning an investment property in Australia?
Owning an investment property in Australia involves a range of ongoing costs that must be accounted for in any cash flow analysis. Many investors underestimate these costs, which can significantly affect actual returns. Mortgage repayments. The largest ongoing cost for most investors. Interest-only repayments are tax-deductible; principal repayments are not. Property management fees. A property …
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsWhat is infrastructure investment and how does it affect property values?
Infrastructure investment by government — including new rail lines, motorways, hospitals, universities, employment precincts, and urban renewal programs — is one of the most reliable leading indicators of future property value growth in the areas it serves. Why infrastructure drives property values. Infrastructure investment increases the liveability, accessibility, and economic activity of the areas it …
Daniel Chadrawy28 April 2026
Liviti
Property Investment FundamentalsWhat is population growth and why does it matter for property investors?
Population growth is one of the most fundamental drivers of residential property demand. Areas that attract more residents — whether through natural increase, interstate migration, or international migration — generate greater demand for housing. When this demand growth outpaces housing supply, property values rise and vacancy rates fall. Why it matters for investors. Rental demand. …
Daniel Chadrawy28 April 2026