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Australian residential property

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Australian Property Market

What is the NDIS property investment scheme in Australia?

NDIS (National Disability Insurance Scheme) property investment, more specifically Specialist Disability Accommodation (SDA), is a category of social housing investment where investors build or purchase properties designed for NDIS participants with very high support needs. SDA properties attract above-market rental payments from the NDIS, making them a distinct investment category. How SDA works. The NDIS …

Daniel Chadrawy28 April 2026
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Australian Property Market

How does foreign investment in Australian property work?

Foreign investors who wish to purchase residential property in Australia must comply with the Foreign Investment Review Board (FIRB) framework, which regulates non-resident property acquisitions to manage the impact on housing availability and affordability for Australian residents. FIRB approval requirement. Most foreign persons (non-citizens and non-permanent residents) must apply for and receive FIRB approval before …

Daniel Chadrawy28 April 2026
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Australian Property Market

What is off-the-plan property and what are the risks for investors?

Off-the-plan property is a dwelling — usually an apartment or townhouse — purchased from a developer before construction is complete, or sometimes before construction has even commenced. The buyer signs a contract based on plans and specifications, with settlement occurring when the building is finished and a certificate of occupancy is issued. Potential advantages:– Lower …

Daniel Chadrawy28 April 2026
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Australian Property Market

What is conveyancing and why do property buyers need a conveyancer?

Conveyancing is the legal process of transferring ownership of property from seller to buyer. It encompasses all the legal steps required to complete a property transaction — from reviewing the contract to managing settlement and registering the title in the buyer’s name. What a conveyancer or property solicitor does: Contract review. Before signing a contract …

Daniel Chadrawy28 April 2026
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Australian Property Market

What is the difference between a house and apartment as an investment in Australia?

The decision between a house and an apartment as an investment property involves trade-offs in capital growth, rental yield, maintenance costs, and financing conditions that depend on the investor’s strategy, budget, and target market. Houses — key characteristics: Land content. Houses sit on their own land, which is the primary driver of long-term capital appreciation …

Daniel Chadrawy28 April 2026
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Australian Property Market

What is the First Home Guarantee scheme in Australia?

The First Home Guarantee (FHBG) — formerly known as the First Home Loan Deposit Scheme — is an Australian Government initiative that enables eligible first home buyers to purchase a property with a deposit as low as 5% without paying Lenders Mortgage Insurance (LMI). How it works. Under the FHBG, the Australian Government (through Housing …

Daniel Chadrawy28 April 2026
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Australian Property Market

What is the impact of interest rates on property investment in Australia?

Interest rates have a direct and significant impact on property investment in Australia, affecting borrowing capacity, cash flow, property values, and investor demand simultaneously. Borrowing capacity. Higher interest rates reduce borrowing capacity because lenders assess serviceability at the actual rate plus an additional buffer (minimum 3%). A 1% rise in interest rates reduces the average …

Daniel Chadrawy28 April 2026

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Negative Gearing and the 2026 Budget: How an Investment Property Buyers Agent Can Help You Rethink Your Strategy

The Australian investment property market has long relied on the favourable tax implications of negative gearing. In light of the highly publicised 2026 Federal Budget announcement, it appears that this investment property strategy requires investors to reconsider their approach to new investments. Far from bringing an end to property investment, we think it is a …

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Top 5 Things an Investment Buyers Agent Does (And Why You Need One)

An investment property buyers agent is a licensed professional who sources, analyses, and negotiates property purchases on behalf of the buyer, working exclusively for you rather than the vendor. Here is what that actually means day to day: If you have been wondering whether an investment buyers agent is worth the fee, what follows covers …

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Borrowing Power, Loan Repayments, and More: Which Property Investment Calculator Do You Actually Need?

Property investment calculators give you the numbers behind the decisions before you make them, but not every calculator is relevant to every investor at every stage. Here is what actually matters: The right calculator used at the wrong stage gives you numbers that feel useful but are not. What follows explains which property investment calculators …

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How to Calculate Capital Gains Tax on an Investment Property in Australia

Capital gains is the profit you make when you sell an investment property for more than you paid for it, and in Australia it is added to your taxable income for the year of sale and taxed at your marginal rate. Here is what the process involves: Understanding how to calculate capital gains on investment …