Liviti

Australian Property Market

Australian residential property

Australian Property Market

Liviti
Australian Property Market

What is the difference between a house and apartment as an investment in Australia?

The decision between a house and an apartment as an investment property involves trade-offs in capital growth, rental yield, maintenance costs, and financing conditions that depend on the investor’s strategy, budget, and target market. Houses — key characteristics: Land content. Houses sit on their own land, which is the primary driver of long-term capital appreciation …

Daniel Chadrawy28 April 2026
Liviti
Australian Property Market

What is the First Home Guarantee scheme in Australia?

The First Home Guarantee (FHBG) — formerly known as the First Home Loan Deposit Scheme — is an Australian Government initiative that enables eligible first home buyers to purchase a property with a deposit as low as 5% without paying Lenders Mortgage Insurance (LMI). How it works. Under the FHBG, the Australian Government (through Housing …

Daniel Chadrawy28 April 2026
Liviti
Australian Property Market

What is the impact of interest rates on property investment in Australia?

Interest rates have a direct and significant impact on property investment in Australia, affecting borrowing capacity, cash flow, property values, and investor demand simultaneously. Borrowing capacity. Higher interest rates reduce borrowing capacity because lenders assess serviceability at the actual rate plus an additional buffer (minimum 3%). A 1% rise in interest rates reduces the average …

Daniel Chadrawy28 April 2026
Liviti
Australian Property Market

What are the best property investment markets in Brisbane in 2025?

Brisbane has been one of Australia’s strongest performing property markets since 2021, driven by strong interstate migration, improving economic fundamentals, relative affordability compared to Sydney and Melbourne, and the catalyst of the 2032 Olympic Games infrastructure program. Corridors and areas generating investor interest in 2025: Inner ring and inner south. Suburbs like Greenslopes, Holland Park, …

Daniel Chadrawy28 April 2026
Liviti
Australian Property Market

What is the rental crisis in Australia and how does it affect property investors?

Australia experienced a significant tightening in the rental market from 2022 onwards, characterised by falling vacancy rates, rapid rental growth, and increased demand from renters unable to afford property purchases. This environment has had material implications for property investors. Causes of the rental tightening. Post-pandemic demand recovery, rapid net overseas migration reaching record levels in …

Daniel Chadrawy28 April 2026
Liviti
Australian Property Market

Why is housing supply a problem in Australia?

Australia’s housing supply deficit has been a structural feature of the market for much of the past two decades, contributing to sustained property price growth and increasingly severe rental market conditions. Understanding the causes of undersupply helps investors identify markets where the imbalance is most pronounced. Root causes of undersupply: Planning and zoning constraints. Local …

Daniel Chadrawy28 April 2026
Liviti
Australian Property Market

What is the Australian property cycle and where are we in it?

The Australian property cycle is the recurring pattern of growth, peak, decline, and recovery that characterises residential property markets over time. Understanding the cycle helps investors time acquisitions and exit strategies relative to market conditions. The four phases: Recovery. Following a downturn, vacancy rates tighten, rental yields recover, and sentiment begins to improve. Transaction volumes …

Daniel Chadrawy28 April 2026